All of us stand in need of some constructive and sound finance advice from time to time. When we need some counsel on how to deal with a given financial matter, there are several resources that we can go to and get some reliable responses. Here are some suggestions of where you can seek out advice on finances when you need it.
Depending on the nature of the question you have, you may be able to discuss it with a trusted friend or family member who is known to do well with financial decisions. The advantage to approaching a loved one is that the individual will have a better understanding of your character and personality traits than someone who does not know you well. To some extent, this knowledge may impact which option would be in your best interest long term. If you know someone who does very well with managing their resources and you can trust them to keep your confidence, then this might be the idea route to go.
Of course, you may not wish to involve friends and family members in a discussion about your finances. That is perfectly understandable in many cases. If you would feel more comfortable talking with someone not connected to your circle, then you may want to seek out a professional financial advisor. One example of the kind of professional that may be able to help you is your banker. Generally, banks are quite good about laying out the advantages and disadvantages of making a particular financial decision within the context of a given situation. While your banker probably does not have a strong understanding of your personality, he or she can provide you with some sound finance advice that you can then evaluate and use as you see fit.
Another avenue for obtaining some quality finance advice would be to speak with a debt counselor. Part of what many of these agencies do is teach people the basics of developing and sticking to a realistic budget. There is a very good chance that a debt counselor can ask you some questions that will help you to think through the ramifications of various options, thus making it easier to arrive at the solution that would work best within your circumstances. Some communities provide this type of support to citizens at no charge whatsoever, while in other locales there may be a small charge for the counseling session.